Private, Secure Payments with Disposable Cards
Ghost your data trail. Pay with confidence. GhostCard lets you spend online without leaving a permanent financial ID behind.
UK launch coming soon. Be among the first 1,000 to join the waitlist and get a £5 preloaded GhostCard after launch. Subject to Terms and Conditions.
The Problem: Your Card is Leaving a Trail
Persistent Card Details = Persistent Risk. Every purchase with your regular debit or credit card shares the same number, name and data. Over time, this persistent financial ID becomes a treasure trove.
Trackers & Profilers
Companies and advertisers can stitch together your spending habits across merchants, building a profile of you without consent.
Your card turns into a tracking beacon for your shopping behaviour.
Fraud Exposure
The more places you enter your card, the more chances it’s stored or exposed. One leak and all your money is at risk. If a merchant’s database is breached, hackers get the keys to your account. Your single card can be misused anywhere if it falls into the wrong hands.
Major retailers and small shops alike suffer hacks that leak card details. In the UK, online card fraud accounts for over 80% of card fraud cases.
Subscription & Surprise Bills
Ever forgotten to cancel a free trial or had a service keep billing you? Traditional cards make it easy for companies to charge you indefinitely. They hold your details on file and can bill you until you jump through hoops to cancel. Unwanted recurring charges or auto-renewals can drain your wallet if you’re not constantly vigilant.
No Built-In Limits
Traditional cards are all-or-nothing: if you trust a site once, it can bill you anything, anytime, until you cancel or block it. There’s no way to set controls like, “only charge £10 once, then expire.” That’s what GhostCard enables by default.
The Solution: GhostCard – A New Identity for Every Payment
GhostCard is a privacy-first virtual card platform designed to solve these exact problems. Instead of using your real card details all over the internet, GhostCard gives you a new, disposable card number whenever you need one. It’s like having an infinite stack of burner cards in your wallet – each tailored to a specific use.
Controlled by you
Set explicit permissions and limits on every GhostCard. Want one card to only work at Amazon UK? Done. Prefer to cap your “food delivery” card at £50/month? Easy. Need a card for a one week trip? One click.
Disposable Payment Identities
Create a fresh virtual card for each purchase, merchant or subscription. Each GhostCard is a unique identifier that you can burn after use. No more reusing the same card everywhere – which means no single point of failure. If one GhostCard number gets compromised or starts getting spam charges, you delete it.
Privacy Shield
GhostCard acts as a protective layer between your bank and the world. When you pay with GhostCard, your bank doesn’t see where you’re shopping – it only sees GhostCard (the funding source).
Merchants and advertisers can’t link purchases back to your real identity, because they never see your actual card details. It’s like paying with cash online: the transaction goes through, but your personal financial identity stays hidden.
Built-In Control, No Extra Hassle
Pause or delete any GhostCard with a tap, instantly. Unlike cancelling a physical card, GhostCards put you in real-time control. If you suspect anything phishy or just don’t need that card anymore, delete it – your main bank account remains untouched and all your other GhostCards stay active.
Controlled by you
Set explicit permissions and limits on every GhostCard. Want one card to only work at Amazon UK? Done. Prefer to cap your “food delivery” card at £50/month? Easy.
How GhostCard Works
It's simple. No new apps for merchants, no change to how checkout works – the magic is all on GhostCard’s side. You get privacy and peace of mind, without changing how or where you shop.
Step 1
Sign up & Fund
Create your GhostCard account with just an email and password. Data kept to a minimum, only the information required to operate your account and process payments is stored.
Instantly create a new virtual card which feels like a regular debit card, but this one is under your control.
Give it a label like “Netflix Sub” or “Groceries” to keep organised. Set any limits or locks you want for this card (e.g. “only allow £x total” or “lock to Tesco.com”).
Step 2
Shop Normally
Use the GhostCard details at checkout. To the merchant, it looks like a normal card. They charge it, and the payment goes through the card network.
GhostCard will use a major network card, so it’s broadly accepted online — no special process needed for merchants.
GhostCard will allow outgoing payments based on the controls set up for you.
Step 3
GhostCard Handles the Rest
When the merchant charges your GhostCard, our system approves the transaction (if it meets the controls you set) and pays the merchant on your behalf in real time.
The charge is then funded from your GhostCard wallet or linked account. Your bank statement will only show a charge to “GhostCard”, not the actual store name. The merchant gets paid, but never sees your real card or bank details.
Step 4
Stay in contol
After making a payment, you can keep the GhostCard for reuse (for example, keep a “Subscriptions” card that you use for all subscriptions but capped at £100/month), or you can freeze/delete it if it was a one-time use.
If anything looks suspicious, you simply delete that GhostCard. Your main account remains secure since it was never directly exposed.
Ghost your advertisers through private payments.
Be one of the first 1,000 to join and get a £5 preloaded GhostCard after launch. Subject to Terms and Conditions.